Stamp Duty Concessions WA 2026: What Every Home Buyer Needs to Know

If you're buying or building a home in Western Australia, understanding the current stamp duty concessions WA 2026 could save you tens of thousands of dollars. With expanded thresholds, generous first home buyer exemptions, and off-the-plan concessions set to expire on 30 June 2026, now is the time to get across what's available — and make the most of it.

Here's everything you need to know about WA's stamp duty concessions in 2026, including how building a new home with an award-winning builder like Home Group — with over 25 years' experience in WA — can help you maximise your savings.

WA Stamp Duty Concessions at a Glance (2026)

Stamp duty — officially known as transfer duty — is a state government tax applied when you purchase property. In WA, the amount you pay depends on the value of the property and whether you qualify for any concessions.

The good news? WA currently offers some of the most generous stamp duty concessions in Australia, particularly for people buying or building their first home.

Here's a quick summary of what's available in 2026:

• No stamp duty on properties valued up to $500,000 (expanded from the previous $450,000 threshold)
• Scaled concessions for properties between $500,000 and $700,000 in metro Perth, or $500,000 and $750,000 in regional WA
• Off-the-plan concessions offering up to 100% stamp duty relief on pre-construction contracts valued up to $750,000 (available until 30 June 2026)
• First Home Owner Grant (FHOG) of $10,000 that can be stacked on top of stamp duty savings

These concessions can make a significant difference to your upfront costs — especially if you're building new.

First Home Buyer Stamp Duty Exemptions

First home buyers in WA are in a particularly strong position right now. If you're purchasing or building your first home, you may be eligible for a full stamp duty exemption on properties valued up to $500,000. That's a saving of up to $17,765 compared to paying the standard rate.

For properties valued between $500,000 and $700,000 (metro) or $500,000 and $750,000 (regional), a scaled concession applies. The concession gradually reduces as the property value increases, but even at the upper end, you'll still pay less than the full rate.

On top of the stamp duty savings, eligible first home buyers can also access the $10,000 First Home Owner Grant (FHOG). This grant applies to new homes valued up to $750,000 in the Perth metro area — and yes, it stacks with your stamp duty concession.

That means a first home buyer building a new home under $500,000 could save over $27,000 between the stamp duty exemption and the FHOG alone.

Eligibility basics for the FHOG:

• You must be at least 18 years old
• At least one applicant must be an Australian citizen or permanent resident
• You must not have previously received the grant or owned residential property in Australia
• The home must be your principal place of residence for at least six months

Home Group's finance team can help you check your eligibility and lodge your application. Find out more about the First Home Owner Grant WA.

Off-the-Plan Duty Concessions — Before They Expire

One of the biggest opportunities for home buyers in WA right now is the off-the-plan stamp duty concession. This concession was introduced to encourage new housing supply, and it offers substantial savings — but it won't last forever.

Here's how it works:

• Pre-construction contracts (signed before construction begins) on eligible properties valued up to $750,000 receive a 100% stamp duty concession — meaning you pay no stamp duty at all
• Under-construction contracts also receive concessions, though the percentage varies depending on the stage of construction
• The concession applies to dwellings in strata schemes and community title (building) schemes — including apartments, townhouses, and villas on strata plans. Standard house and land packages on separate titles do not qualify for this particular concession (though they benefit from a different advantage — see below)

This concession is available until 30 June 2026. After that date, the program is scheduled to end unless the WA Government extends it.

For buyers considering a new build, this is a genuine window of opportunity. Signing a pre-construction contract before the deadline could save you thousands in duty that you'd otherwise need to pay.

How Building New Can Save You Thousands in Stamp Duty

Here's something many buyers don't realise: when you build a new home on a separate block of land — such as through a house and land package — stamp duty is typically calculated on the land value only, not the total cost of the home and land combined.

This is one of the key financial advantages of building new versus buying an established property.

Let's look at a worked example:

These are significant savings — and they're one of the reasons house and land packages continue to be a popular choice for buyers across Perth. Explore Home Group's house and land packages to see what's currently available.

Amelia

Single Storey

4

2

2

12.4m

Explore this Design

Regional WA vs Metro — Do Concessions Differ?

Yes, there are some differences between metro Perth and regional WA when it comes to stamp duty concessions.

The main difference is in the scaled concession range for first home buyers:

• Metro Perth: Scaled concessions apply between $500,000 and $700,000
• Regional WA: Scaled concessions apply between $500,000 and $750,000

This means regional buyers have a slightly wider window to benefit from reduced stamp duty. If you're considering building in areas like Bunbury, Albany, or other regional centres, you may find the concession extends further than it would for an equivalent property in Perth.

The off-the-plan concessions and the First Home Owner Grant apply equally across metro and regional WA, so the core savings are available regardless of where you choose to build.

Del Rey Platinum

Single Storey

4

2

2

17m

Madora Bay Estate

Explore this Display

How to Calculate Your Stamp Duty Savings

Working out your stamp duty can feel complicated, but the basic steps are straightforward:

1. Determine the dutiable value — For a house and land package, this is usually the land value. For an established home, it's the purchase price.
2. Check your eligibility — Are you a first home buyer? Is the property under the concession thresholds? Are you signing a pre-construction contract before 30 June 2026?
3. Apply the concession — If the dutiable value is under $500,000, you pay no stamp duty. Between $500,000 and the upper threshold, a scaled rate applies.
4. Add your grants — If you're eligible for the FHOG ($10,000), factor that into your total savings.

Here's a quick reference for first home buyers in 2026:

• Property up to $500,000: $0 stamp duty
• Property $500,000–$600,000 (metro): Scaled concession (partial saving)
• Property $600,000–$700,000 (metro): Smaller scaled concession
• Property over $700,000 (metro): Full stamp duty applies

The WA Government's Revenue Online portal provides an official stamp duty calculator, and Home Group's finance team can walk you through the numbers based on your specific situation.

Make the Most of Your Savings — Get Started Today

With expanded stamp duty thresholds, generous first home buyer exemptions, and off-the-plan concessions available until 30 June 2026, there's never been a better time to explore building a new home in WA.

Whether you're a first home buyer taking advantage of the full stamp duty exemption and the $10,000 FHOG, or a second home buyer looking to save by building new through a house and land package, the current concessions are designed to make home ownership more achievable.

Home Group's experienced team can help you understand your options, check your eligibility, and find a home design and package that makes the most of every dollar. You could even get started with as little as a $2,000 deposit.

Ready to see what you could save? Get in touch with Home Group today to speak with a finance specialist and take the first step toward your new home.